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Cypher Card
A self-custody crypto card with standard and premium tiers.
Cypher Card targets users who want a wallet-first card with broad chain support instead of an exchange account. The premium tier is mainly about reducing fees and unlocking a fuller card package, while the standard tier keeps entry costs lower.
Feature Overview
| Cashback | $CYPR rewards |
|---|---|
| KYC | Required |
| Supported regions | Global |
| FX fee | 0.75% to 1.75% |
| Card tiers | Standard, Premium |
| Delivery | Virtual and physical |
| Monthly fee | Free standard tier; Premium annual plan |
| Top-up methods | Crypto |
| Supported networks | EthereumPolygonArbitrumOptimismSolana |
| Withdrawal options | ATM withdrawals supported up to $3,000 |
| ATM withdrawal fee | Up to 3% |
Card Tiers
| Feature | Standard | Premium |
|---|---|---|
| Annual fee | StandardFree | Premium$199 |
| FX fee | Standard1.75% | Premium0.75% |
| Delivery | StandardVirtual | PremiumVirtual and physical |
Key Features
Self-custody card model
Multi-chain crypto funding
Standard and Premium tiers
High public ATM limit
Regional Availability
Available
Global
Restricted
None listed
Not specified
None listed
Pros
- Self-custody design
- Multi-chain coverage is stronger than many single-chain cards
- Premium tier reduces FX fees
Cons
- KYC is required
- ATM fees can reach 3%
- Premium tier has a meaningful annual fee
General Questions
Is Cypher Card self-custody?
Yes. Cypher Card is positioned as a non-custodial crypto card.
Does Cypher Card have tiers?
Yes. Defimap tracks Standard and Premium tiers with different fee profiles.
Referral perks
Current public referral perks are listed as Not available. Check the provider terms before applying because campaigns can change.
Verification status
This card data is not yet verified by Defimap. Unknown public details remain marked as Not available.
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