EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
EtherFi Cash Card connects ether.fi users with a card experience built around DeFi balances, tiered rewards, and crypto-backed spending. It is most relevant for users who already hold assets in the ether.fi ecosystem and want higher card limits than a basic prepaid crypto card usually offers.
Feature Overview
| Cashback | Up to 4% |
|---|---|
| KYC | Required |
| Supported regions | USHK |
| FX fee | 1% |
| Card tiers | Core, Luxe, Pinnacle, VIP |
| Delivery | Virtual, physical, and credit-style access |
| Monthly fee | $0 core tier; higher tiers require points or staking status |
| Top-up methods | CryptoBank transfer |
| Supported networks | EthereumBaseOptimismArbitrumScroll |
| Withdrawal options | ATM withdrawals supported up to $250 per period |
| ATM withdrawal fee | 2% |
Card Tiers
| Feature | Core | Luxe | Pinnacle | VIP |
|---|---|---|---|---|
| Monthly fee | Core$0 | LuxePoints-based | PinnaclePoints-based | VIPStaking status |
| Cashback | Core3% | Luxe3% | Pinnacle3% | VIP4% |
| Daily spend limit | Core$30,000 | Luxe$50,000 | Pinnacle$100,000 | VIP$100,000 |
| FX fee | Core1% | Luxe1% | Pinnacle1% | VIP1% |
Key Features
Regional Availability
Pros
- Up to 4% cashback on the highest tier
- Non-custodial positioning fits DeFi-native users
- Supports physical card access and bank transfer funding
Cons
- KYC is required
- Higher tiers depend on points or staking status
- 1% FX fee and ATM fees can matter for travelers
General Questions
Does EtherFi Cash require KYC?
Yes. EtherFi Cash requires identity verification before users can access the card product.
Is EtherFi Cash only a virtual card?
No. The product supports virtual access and physical card availability, with tier-specific benefits.
Current public referral perks are listed as Points-based card tier access. Check the provider terms before applying because campaigns can change.
This card data is not yet verified by Defimap. Unknown public details remain marked as Not available.